Free Tool

Wholesale Price Calculator

Enter your production cost and target margin. We'll calculate the right wholesale price after Stripe processing fees and IndeCommerce platform fees — so you never undersell.

Your Numbers

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5%Low (thin)HealthyHigh70%

Fee Settings (pre-filled with standard rates)

Custom:
%
%
+
$
flat

Standard Stripe rate. Interchange+ plans vary — update if yours differs.

Suggested wholesale price at your target margin

/ unit

Price breakdown

Suggested Retail (Keystone)
— standard retail is 2× your wholesale price

Price at different margin targets

Margin Wholesale Price Profit / Unit Keystone Retail
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What is COGS?

Cost of Goods Sold — everything it costs you to produce or source one unit. Include materials, manufacturing, packaging, and inbound shipping.

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What is Keystoning?

The traditional retail rule: set wholesale at 2× COGS, set retail at 2× wholesale. Retailers expect this margin. Knowing your floor price protects you in negotiations.

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Why include Stripe fees?

Stripe charges 2.9% + $0.30 per transaction. On a $25 wholesale order that's $1.03 — almost 4% of revenue. Pricing without accounting for this quietly kills your margin.

Ready to sell at these prices?

IndeCommerce gives you a B2B wholesale storefront with customer-specific pricing, Stripe built in, and an AI outreach engine that fills it with buyers.

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